bank99. The bank by Austrian Post.

The banking world is complicated. Products and prices are often misleading. As a result, the distance between banks and people, as well as advisors and customers, has grown. And we think that doesn't have to be that way.

Bank99 and Post Logo

Branches in the entire country

The branches of all other banks are increasingly far apart. At bank99, your trip to the bank remains short thanks to Austrian Post's branch network and long opening hours.

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Convenient products

At bank99, we focus on straightforward and intuitive products with many benefits and without any hidden costs. Our konto99 account options offer exactly what 99% of people actually need. No more and no less.

Easy to understand

We want people to feel at ease. We want everbody to understand and for everybody to feel understood. Our conversations are respectful and we do not use any complicated banking lingo.


At bank99, we do not care a bit about your gender, the colour of your skin, your background, or your sexual orientation. All we see are people. And we look forward to serving each and every one of them.

100% Austrian

bank99 has no foreign shareholders. We are a strong Austrian brand. The major shareholder is Austrian Post who believes in Austrian values. The same is true for its partner Schelhammer Capital Bank AG.